Visitors insurance is an insurance plan taken by individuals visiting Canada for a certain period of time. This insurance allows visitors to avail an insurance coverage for medical expenses and other expenses which are included in their visitors insurance plan in Canada. This is a highly beneficial plan for immigrants to Canada as it can ensure that you do not have to face unexpected expenses when you visit the country.
You may be wondering why you need a visitors insurance at all. It’s not like you’re going to get seriously injured on this trip. That is definitely not part of your plan. But, in many cases, it has happened. There have been a lot of visitors to Canada who have not taken up a visitors insurance and have had to face medical expenses way beyond their budget. It’s better to be safe than sorry.
Visitors insurance isn’t just for people on a vacation or who are here to visit for a few days or weeks. This can be applicable even for immigrants who are waiting for their Canadian health insurance plan to kick in or even for people with a work visa visiting solely for work purposes. In some cases, residents of Canada returning from a stay abroad may also opt to get a visitors insurance as they are waiting for the government coverage to come into effect.
There are many visitor insurance plans out there. The best plans will cover as much as possible. They may be covering basic medical and dental expenses. It may also include coverage for grandchildren or children, return of travelling companion, other emergency expenses and much more. It is wise to browse the available visitor insurance plans and their rates before selecting one. A good plan will cover the maximum benefits possible.
Preexisting conditions will not prove to be a hindrance in availing your insurance. There are numerous options available, from which you can select a plan which suits your needs. You may be asked to pay a higher rate and also your coverage may include less options, but it is still beneficial to have an insurance coverage in place. After all, something is better than nothing.
Whatever the purpose of your visit, it is advised that you buy an insurance plan and make sure it is in effect. Nobody wants to be the victim of sudden expenses. With an insurance in place, you’re safe.